Up to the end of 2006, the deposit balance of corporate business was 20.803 billion yuan, with an increase of 4.143 billion yuan. The increase ratio was 24.87%. The business accounted for 77.66% of all deposits in our bank and 7.32% of market shares, with an increase of 0.55% compared with last year, which won the fourth place in Jinan. While the loan balance of company business was 18.403 billion yuan, with an increase of 3.118 billion yuan and the increase ratio of 20.4% compared with last year, which accounted for 85.69%. It included 4.961 billion yuan for SME with an increase of 621 million yuan and the increase ratio of 14.38% compared with last year, which accounted for 23.09% of the total amount of loans.

In 2006, after concluding the experiences of CTP product development project, according to the request of strategic transformation and focusing on the demand of SME customers about financing settlement and fund management, the bank developed a series of new products. The bank modified and enhanced the former mutual customers and mutual guarantee service, which reduced the difficulty of admittance, enlarged the product applying scope, broadened the loan timing limit, increased the loan amount and accomplished the circle applying within the amount. Meanwhile, it also developed two new loan products of house purchasing and renting by legal entities, which satisfied the small enterprises
capital requirement for purchasing daily operating workshop and leasehold enterprise. In order to meet the needs of paying operating fees, the bank developed the payment collection agency service with the bill separated from cash. In order to meet the needs of paying phone fees, cooperating with China Netcom Company, the bank developed the service of agential payment collection for each customer. It developed the Union Life Insurance agency service to meet the needs of customers as well.