(1) Credit Asset Transfer 
 
Credit asset transfer refers to the transfer of local and foreign current credit assets between policy banks, commercial banks, financial corporations, credit investment corporations and other financial institutions that are eligible for credit assets transfer in accordance with the agreement they reach. 

Buyout of inter-bank credit asset: The seller, according to the agreement with the seller, sells out the credit asset to the buyer, who will obtain all the rights in relation to loan contract (guaranty contract) under the transferred credit loan assets, and at the same time, bear all the credit risk of the original borrower (guarantor).

Repurchase of inter-bank credit asset: The agreement or contract between the seller and the buyer specifies that the seller will buy back the sold credit loans unconditionally at the agreed time and price.