(1) Commercial Insurance Sale Agent 
 If you needs commercial insurance such as life insurance, health insurance, personal accident insurance, you may visit our branches and outlets to buy insurance for we have established cooperative relations with   some  insurance companies.

The sale of insurance on behalf of the insurance companies is a type of intermediary service in accordance with the Commercial Banks Law of the PRC. The branches of the bank may act as the agent of insurance companies to sell the insurance products within the authorized scope when they obtain the permit from the CBRC to operate insurance sales agent services and sing the agent agreement with insurance companies. The insurance liabilities within the insurance contracts will be undertaken by insurance companies. 

(2) Insurance Payment and Collection Agent 
Agent collection of premium service is a type of active payment transfer service. The bank, based upon the premium lists offered by the insurance companies and with the consent of the client, deducts the premium from the account designated by the client to the account of insurance companies. 

This service is mainly applicable to the transfer of renewal premium of life insurance products. It also applies to the premium transfer of other insurance products. The agent collection service is a type of active payment transfer service. The bank, based upon the premium lists offered by the insurance companies and with the consent of the client, deducts the premium from the account designated by the client to the account of insurance companies. The JNB may act as the agent to collect single premium and regular premiums according to the payment term. The policyholder may apply for the service in the local JNB branches.