(1) Treasury Payment Agent 
Entrusted by the financial authorities, JNB will act as their agent to make direct or authorized payment for financial expenditure through the single treasury account system and provide supporting settlement and information services in accordance with the contracts and the operation requirements of the financial authorities.

The treasury payment agent services include direct payment agent service and authorized payment agent service.

With regard to direct payment agent service, JNB, upon receiving the payment instructions from financial authorities (including the Ministry of Finance, Department of Finance, and Bureau of Finance) will directly transfer the financial funds to the account of the receiver through the single treasury account system. Moreover, the bank will act as the agent of fund transfer and information statistics. 

With regard to authorized payment agent service, the budgetary agent, as authorized by the financial authority, may issue the payment instruction. The JNB then transfers the financial funds to the account of the receiver through the single treasury account system. The bank acts as the agent for fund transfer and collecting statistics.

(2) Non-Tax Financial Payment and Collection Agent 

In providing the non-tax financial payment and collection agent service, JNB, as the agent bank of the financial authorities, transfer the non-tax revenue through the internal financial payment and collection account directly to the special account of the ministry of Finance. All the collected non-tax revenues must be transferred to the special account on the same day. the balance of the collection and payment account is zero.

1. The client department of JNB signs the authorized agent agreement with the financial authorities to act as the agent for the collection and payment of non-tax revenues. The branch that undertakes the specific responsibility will handle the specific service with the support of related branches.

2. The collecting agency set up the collection and payment account in the agent bank. The financial authorities opens the special financial account with the bank.

3. Process of direct collection and payment. The collecting agency issues the payer the general payment statement of non-tax revenue, with which, the payer deposit the funds into the special financial account. As for the collecting agencies with financial collection and payment account, the payable amount should be deposited into that account.

4. Process of centralized collection and payment. The collecting agency issues the payer a bill and collects the payment from the payer. The collecting agency will fill in the general payment statement of non-tax revenue and deposit the funds into the special financial account. As for the collecting agencies with financial collection and payment account, the payable amount should be deposited into that account.

5. The bank will provide feed-back to our clients in accordance with the agreement we sign with them.

(3) Financial Payroll Agent  

Financial payroll agent service is a type of direct payment services. The financial authorities will select the agent bank to pay salary for civil servants and other government related staffs. The agent bank may pay salaries for civil servants and government related staffs by opening a deposit account and procedure card for each one of them and depositing his or her salary into his or her account according to the payroll lists.

1. The client department of JNB signs the authorized agent agreement with the financial authorities to act as the agent for the payment of salaries. The branch will be responsible for the handling of concrete services.

2. The branch will open salary deposit account and card for the employees in the payroll list. The bankbooks and cards will be sent to the organizations, which will then deliver them to the employees respectively.

3. Every month, the human resources authorities will send the payroll information to the financial authorities, which will check the payroll information. If everything goes right, the financial authorities will transfer the salaries to the special financial account. The JNB will then take over the work to pay the salaries.

4. The JNB will deposit the salaries into the deposit account of employees according the payroll information provided by the financial authorities.

5. The branch will general payroll statement according to the authorization agent agreement and operation requirements of the financial authorities and send them to the financial authorities, human resources authorities and the salary payment units.