(1)Engineering Machinery Guaranty loan?

As the legal person or natural person, if you purchase the designated brands of engineering machinery from the dealers designated by JNB, you may apply for the engineering machinery guaranty loan from JNB.

JNB engineering machinery guaranty loan provides credit fund for the legal person and natural person to satisfy their needs of engineering machinery.
If you mortgage the machines you have purchased in JNB, receiving the purchase receipt JNB will complete the mortgage registration with you in the industrial and commercial administering department and the automobile administration department.

When you file an application, you should provide the guarantor or mortgage goods according to the guaranty rules. If a third party (other than a bank or insurance company) provides a guarantee, the upper loan limit may be 60% of the machinery purchase price.
The engineering machinery guaranty loan of JNB is only offered in RMB. The loan term varies according to the brand of the engineering machinery, subject to the upper limit of three years.

(2)Legal-Personal House mortgaged ?Loan
If you are the legal person of a business registered by the authorities, you may file an application for this loan if you need loans to purchase Houses from the authorized dealers.

If you are the legal person of a business registered by the authorities, you may file an application for this loan if you need loans to purchase Houses from the authorized real estate developer ?that have signed the mortgage Loans Cooperative Agreement.

When you file the application for this loan, you must provide eligible guarantor or mortgage (pledge). The maximum amount of the loan is 60% of the purchase price. And you must mortgage the houses and ?legal rights to use state-owned land.

This loan is only available in RMB. The term of a legal-person consumption loan may not exceed ten years. ?